The Love Loan
Why did Microsoft give a huge loan to save Apple from bankruptcy in 1997?
In 1997, Apple was on the verge of bankruptcy. It was rescued from oblivion from the most unlikely of sources: Bill Gates the founder of Microsoft, the company that had bankrupted it.
Bill invested 150 million dollars in Apple with the understanding that he would withdraw his investment whenever Apple was back on it feet. If Apple did not recover, then he would be out of his money with no chance of recovery.
So analysts for business journals likened this rescue investment to Bill Gates making a 150 million dollar loan to Steve Jobs with these conditions: no interest and pay me back whenever. A loan with these conditions is a love loan.
These analysts found the love loan to be strange. Bill Gates and Steve Jobs had a long history of being competitors. Steve Jobs was especially known for making particularly caustic remarks about Bill Gates and Microsoft. Yet these two would also meet together and joke with each other like they were in some sort of club for giant software company CEOs. It was as if the only ones who they could talk to about being such a CEO was each other. The analysts even coined the phrase "frienemy" to describe the relationship and initially speculated that this might be cause of the love loan.
However, this was not exactly a love loan as it first appeared on the surface.
Apple did have to drop its patent infringement lawsuits to secure the loan. This was not as big as a deal as some might have imagined. Apple probably would have lost most of its cases in court anyways since most of the technology in question had actually been invented as part of a government project at SPARC (San Palo Advanced Research Center) years earlier and technically belonged to the US government.
For any court cases which Apple might have won Microsoft would have appealed and dragged it out in courts for years before paying a dime. Microsoft had time on its side while Apple was quickly running out time.
Still these lawsuits were a legal thorn in the side of Microsoft that Bill Gates was glad to have removed.
Also Microsoft was being threatened by anti-trust actions in the EU (European Union) and needed Apple to remain in the market so that it could argue that people had a viable alternative to Windows. So Bill was using what some might interpret as love loan as a means to end the two biggest legal headaches that Microsoft was facing at the time.
So where did the idea of a love loan come from? Like many most things in life the answer can be found in the Book of Truth (The Bible).
The love loan began with the Law of Truth (The Torah aka The Law). The Children of Truth (those that obey the Father of Truth because they love Him) are not to charge interest to each other when they make a loan to each other (Exodus 22:25). They are to give these interest free loans so that the poor among them can continue to live among them instead of among the Children of Lies (Leviticus 25:35-37). They are not to charge interest to the poor among them as if the poor are no longer part of His family (Deuteronomy 23:19-20).
These love loans are to be as large as the poor among them need (Deuteronomy 15:7-8). The Children of Truth are not to withhold lending to the poor because the poor will never cease to exist from among them (Deuteronomy 15:10-11).
These love loans were to be cancelled in the year of release that occurred every seventh year of the Jubilee cycle (Deuteronomy 15:1-3). These loans are to be given to whoever asks even if the year of release is near and they are certain to not be repaid (Deuteronomy 15:9).
This does not mean that those that take these loans are not to do all they can to repay them. The Children of Truth do all they can to repay a loan because it is evil to do anything less (Psalm 37:21).
The borrower is to give a pledge to the lender that will be returned to them when they repay the loan - usually something they value like the clothes in their closet as long there are enough clothes left to keep them clothed (Exodus 22:25-27). The lender cannot take their means of production as a pledge (Deuteronomy 24:6). The lender is not to embarrass the borrower by going into their house to get the pledge but is to wait outside for the borrower to bring the pledge to them (Deuteronomy 24:10-11). The clothes are to be returned to the borrower at the end of the day if they needs more clothes to keep them clothed (Deuteronomy 24:12-13). The borrower cannot take the clothes of the truly needy like the widow as a pledge in any case because the borrower needs to remember how the Father of Truth has delivered them from bondage (Deuteronomy 24:17-18).
They are to sell their land to those that gave the loan to repay it if necessary. This sale is to be based on the fifty year Jubilee cycle when everyone is to be given back their land in the fiftieth year and to end their servitude to repay their loans (Leviticus 25:8-10). The value of the land is based on how many years are left in the Jubilee cycle (Leviticus 25:14-16). Their land can be redeemed from the lender if someone will pay off the remaining portion of the loan (Leviticus 25:25-26). The remaining portion of the loan is based on the percentage of years left in the fifty year Jubilee cycle from the year that they originally sold the land (Leviticus 25:27). They are to be given back their land in the year of Jubilee because these borrowers are still part of His family (Leviticus 25:28).
They are to sell themselves as servants to the lender if necessary to repay the loan.
They are to work for the lender no longer than the year of Jubilee because they are still part of His family (Leviticus 25:39-43). The Children of Truth are to even sell themselves as servants to those that live among the Children of Truth to repay the loan (Leviticus 25:47). They can be redeemed from that lender if someone will pay off the remaining portion of the loan (Leviticus 25:48-49). The remaining portion of the loan is based on the percentage of years left in the fifty year Jubilee cycle from the year that they originally sold themselves (Leviticus 25:50-52). They are to be released from working as the hired servant of the lender in the year of Jubilee because these borrowers are still part of His family (Leviticus 25:53-55).
If the poor among the Children of Truth sell themselves as a servant to one of the Children of Truth to repay the loan then they are to serve that lender for only six years (Deuteronomy 15:12). The lender is to give the borrower that was set free everything they need to get a fresh start in life because that is what the Father of Truth did for them (Deuteronomy 15:13-15). The borrower can choose to become part of the household of the lender forever instead of leaving if they wish (Deuteronomy 15:16-17). The Children of Truth are to release each other in the seventh year because the Father of Truth has blessed them (Deuteronomy 15:18).
This system of the love loan always guarantees that the poor would be relieved from hard times with interest free loans that they are able to repay, that the lender would benefit from making the loan and that people will always eventually get out of debt. After all, the borrower is working for the lender as long as they are in debt (Proverbs 22:7).
However, not everyone among the nation of Israel were the Children of Truth so the nation of Israel did not provide love loans as the Father of Truth instructed and suffered for it.
The Children of Truth like Jeremiah (Yirmiyahu) the Prophet of Truth did not suffer the judgment of the Father of Truth for charging interest when they loaned money to those among the nation of Israel (Jeremiah 15:9-11). The Children of Truth were those who provided love loans (Ezekiel 18:5-9). The Children of Lies were those who did not provide love loans (Ezekiel 18:10-13). One of the ways that the Children of Truth were distinguished from the Children of Lies was by providing love loans (Ezekiel 18:14-17). The Children of Lies that oppressed others in this way perished under His judgment (Ezekiel 18:18). The Children of Lies did not provide love loans because they had forgotten the Father of Truth (Ezekiel 22:12). Yet the Father of Truth would have rather had the Children of Lies return to providing love loans than to die for not doing so (Ezekiel 33:14-16).
Right after the nation of Israel suffered and was brought back to their own land some of them again left off providing love loans (Nehemiah 5:5-8). They were rebuke for failing to provide love loans (Nehemiah 5:9-10). They immediately repented because they did not want to be under His judgment for not providing love loans (Nehemiah 5:12-13). It was providing love loans that proved that they were the Children of Truth (Nehemiah 10:28-31).
The Renewed Covenant also says that people are to provide love loans. This should be no surprise since the Man of Truth (Yah'shua aka Yeshua aka Jesus aka Mashiach aka Messiah aka Christ) came to demonstrate how to fulfill the Law of Truth instead of removing it (Matthew 5:17-18).
The Man of Truth said to make love loans to anyone that asks for one just like the Law of Truth (Matthew 5:42). The Man of Truth said that the poor will always be around just like the Law of Truth (Matthew 26:11). The Man of Truth said that there would always be opportunities to take care of the poor among the Children of Truth just like the Law of Truth (Mark 14:7). The Man of Truth did not invent love loans but only expounded upon what had already been written in the Law of Truth and the rest of the Original Covenant (Tanakh aka The Old Testament).
The Man of Truth also said to make love loans to anyone that asks for one (Matthew 5:42). He said that if we want to forgiven our sins then we must forgive those that do not pay back our love loans (Matthew 6:12). He said that by doing so then we lay up our treasure in Heaven instead of on Earth (Matthew 6:19-21). He said that making love loans shows that we serve the Father of Truth instead of the idolatry of endlessly pursing bigger, better, newer stuff (Matthew 6:24). He said to not be afraid to make love loans because the Father of Truth will take care of us as surely as He takes care of the birds and the grass (Matthew 6:25-31). He said if we pursue the purposes of His Father like this then His Father will give us everything we need when we need it (Matthew 6:32-34). He said since that is the case then we should be generous when we make love loans instead of judging if people are worthy to be given one so that the Father of Truth will be generous with us instead of judging us for our sins (Matthew 7:1-2).
The Man of Truth said that if we do not forgive people the little debt that they are unable to repay then the Father of Truth will forgive the great debt that we are unable to repay (Matthew 18:23-35).
The Man of Truth said to give to anyone that asks because that is how we would want to be treated if we were in need (Luke 6:30-31). He said to even make love loans to the Children of Lies to demonstrate a love that goes beyond mere human ability (Luke 6:32-34). He said the Children of Truth are those that demonstrate such mercy with love loans so the Children of Lies can understand the mercy of His Father (Luke 6:35-36). He said the Children of Truth are to make such love loans without judging whether or not those that ask are worthy so they will not be judged unworthy, without condemning those who deserve trouble from their actions so that they will not be condemned with the trouble that they deserve for their actions and to forgive those that do not pay back their love loans so that they will be forgiven of the debt of their sins (Luke 6:37). He said that when we generously make love loans to take care of the needs of others then His Father will cause other people to generously give us things to take care of our needs (Luke 6:38).
So the Children of Truth can give and repay love loans because they know that those who do so will dwell with the Father of Truth forever (Psalm 15). They can give love loans because they know that the Children of Truth are never forsaken and their children will never go hungry (Psalm 37:25-26). They can give love loans because their trust is in Him (Psalm 112:5-7). They can give love loans because they know that He will repay them (Proverbs 19:16-17). They can give love loans because they know that He will not hear the prayers of those that do not obey His commands (Proverbs 28:7-9).
Just as people can make a loan of money so can they make a love loan of their children. This is what Hannah did with Samuel and the Father of Truth repaid her for it with more children (1 Samuel 2:19-21). In the same way the Father of Truth made the ultimate love loan when He loaned this world His Son so people could come into the House of Truth (John 3:16-18). He too is repaid with more children whenever anyone comes into the House of Truth (Romans 8:29). You repay His kindness by coming into the House of Truth when you surrender your life to the Man of Truth because you believe that His Father raised him from the dead (Romans 10:8-9).
Come into the House of Truth.
In 1997, Apple was on the verge of bankruptcy. It was rescued from oblivion from the most unlikely of sources: Bill Gates the founder of Microsoft, the company that had bankrupted it.
Bill invested 150 million dollars in Apple with the understanding that he would withdraw his investment whenever Apple was back on it feet. If Apple did not recover, then he would be out of his money with no chance of recovery.
So analysts for business journals likened this rescue investment to Bill Gates making a 150 million dollar loan to Steve Jobs with these conditions: no interest and pay me back whenever. A loan with these conditions is a love loan.
These analysts found the love loan to be strange. Bill Gates and Steve Jobs had a long history of being competitors. Steve Jobs was especially known for making particularly caustic remarks about Bill Gates and Microsoft. Yet these two would also meet together and joke with each other like they were in some sort of club for giant software company CEOs. It was as if the only ones who they could talk to about being such a CEO was each other. The analysts even coined the phrase "frienemy" to describe the relationship and initially speculated that this might be cause of the love loan.
However, this was not exactly a love loan as it first appeared on the surface.
Apple did have to drop its patent infringement lawsuits to secure the loan. This was not as big as a deal as some might have imagined. Apple probably would have lost most of its cases in court anyways since most of the technology in question had actually been invented as part of a government project at SPARC (San Palo Advanced Research Center) years earlier and technically belonged to the US government.
For any court cases which Apple might have won Microsoft would have appealed and dragged it out in courts for years before paying a dime. Microsoft had time on its side while Apple was quickly running out time.
Still these lawsuits were a legal thorn in the side of Microsoft that Bill Gates was glad to have removed.
Also Microsoft was being threatened by anti-trust actions in the EU (European Union) and needed Apple to remain in the market so that it could argue that people had a viable alternative to Windows. So Bill was using what some might interpret as love loan as a means to end the two biggest legal headaches that Microsoft was facing at the time.
So where did the idea of a love loan come from? Like many most things in life the answer can be found in the Book of Truth (The Bible).
The love loan began with the Law of Truth (The Torah aka The Law). The Children of Truth (those that obey the Father of Truth because they love Him) are not to charge interest to each other when they make a loan to each other (Exodus 22:25). They are to give these interest free loans so that the poor among them can continue to live among them instead of among the Children of Lies (Leviticus 25:35-37). They are not to charge interest to the poor among them as if the poor are no longer part of His family (Deuteronomy 23:19-20).
These love loans are to be as large as the poor among them need (Deuteronomy 15:7-8). The Children of Truth are not to withhold lending to the poor because the poor will never cease to exist from among them (Deuteronomy 15:10-11).
These love loans were to be cancelled in the year of release that occurred every seventh year of the Jubilee cycle (Deuteronomy 15:1-3). These loans are to be given to whoever asks even if the year of release is near and they are certain to not be repaid (Deuteronomy 15:9).
This does not mean that those that take these loans are not to do all they can to repay them. The Children of Truth do all they can to repay a loan because it is evil to do anything less (Psalm 37:21).
The borrower is to give a pledge to the lender that will be returned to them when they repay the loan - usually something they value like the clothes in their closet as long there are enough clothes left to keep them clothed (Exodus 22:25-27). The lender cannot take their means of production as a pledge (Deuteronomy 24:6). The lender is not to embarrass the borrower by going into their house to get the pledge but is to wait outside for the borrower to bring the pledge to them (Deuteronomy 24:10-11). The clothes are to be returned to the borrower at the end of the day if they needs more clothes to keep them clothed (Deuteronomy 24:12-13). The borrower cannot take the clothes of the truly needy like the widow as a pledge in any case because the borrower needs to remember how the Father of Truth has delivered them from bondage (Deuteronomy 24:17-18).
They are to sell their land to those that gave the loan to repay it if necessary. This sale is to be based on the fifty year Jubilee cycle when everyone is to be given back their land in the fiftieth year and to end their servitude to repay their loans (Leviticus 25:8-10). The value of the land is based on how many years are left in the Jubilee cycle (Leviticus 25:14-16). Their land can be redeemed from the lender if someone will pay off the remaining portion of the loan (Leviticus 25:25-26). The remaining portion of the loan is based on the percentage of years left in the fifty year Jubilee cycle from the year that they originally sold the land (Leviticus 25:27). They are to be given back their land in the year of Jubilee because these borrowers are still part of His family (Leviticus 25:28).
They are to sell themselves as servants to the lender if necessary to repay the loan.
They are to work for the lender no longer than the year of Jubilee because they are still part of His family (Leviticus 25:39-43). The Children of Truth are to even sell themselves as servants to those that live among the Children of Truth to repay the loan (Leviticus 25:47). They can be redeemed from that lender if someone will pay off the remaining portion of the loan (Leviticus 25:48-49). The remaining portion of the loan is based on the percentage of years left in the fifty year Jubilee cycle from the year that they originally sold themselves (Leviticus 25:50-52). They are to be released from working as the hired servant of the lender in the year of Jubilee because these borrowers are still part of His family (Leviticus 25:53-55).
If the poor among the Children of Truth sell themselves as a servant to one of the Children of Truth to repay the loan then they are to serve that lender for only six years (Deuteronomy 15:12). The lender is to give the borrower that was set free everything they need to get a fresh start in life because that is what the Father of Truth did for them (Deuteronomy 15:13-15). The borrower can choose to become part of the household of the lender forever instead of leaving if they wish (Deuteronomy 15:16-17). The Children of Truth are to release each other in the seventh year because the Father of Truth has blessed them (Deuteronomy 15:18).
This system of the love loan always guarantees that the poor would be relieved from hard times with interest free loans that they are able to repay, that the lender would benefit from making the loan and that people will always eventually get out of debt. After all, the borrower is working for the lender as long as they are in debt (Proverbs 22:7).
However, not everyone among the nation of Israel were the Children of Truth so the nation of Israel did not provide love loans as the Father of Truth instructed and suffered for it.
The Children of Truth like Jeremiah (Yirmiyahu) the Prophet of Truth did not suffer the judgment of the Father of Truth for charging interest when they loaned money to those among the nation of Israel (Jeremiah 15:9-11). The Children of Truth were those who provided love loans (Ezekiel 18:5-9). The Children of Lies were those who did not provide love loans (Ezekiel 18:10-13). One of the ways that the Children of Truth were distinguished from the Children of Lies was by providing love loans (Ezekiel 18:14-17). The Children of Lies that oppressed others in this way perished under His judgment (Ezekiel 18:18). The Children of Lies did not provide love loans because they had forgotten the Father of Truth (Ezekiel 22:12). Yet the Father of Truth would have rather had the Children of Lies return to providing love loans than to die for not doing so (Ezekiel 33:14-16).
Right after the nation of Israel suffered and was brought back to their own land some of them again left off providing love loans (Nehemiah 5:5-8). They were rebuke for failing to provide love loans (Nehemiah 5:9-10). They immediately repented because they did not want to be under His judgment for not providing love loans (Nehemiah 5:12-13). It was providing love loans that proved that they were the Children of Truth (Nehemiah 10:28-31).
The Renewed Covenant also says that people are to provide love loans. This should be no surprise since the Man of Truth (Yah'shua aka Yeshua aka Jesus aka Mashiach aka Messiah aka Christ) came to demonstrate how to fulfill the Law of Truth instead of removing it (Matthew 5:17-18).
The Man of Truth said to make love loans to anyone that asks for one just like the Law of Truth (Matthew 5:42). The Man of Truth said that the poor will always be around just like the Law of Truth (Matthew 26:11). The Man of Truth said that there would always be opportunities to take care of the poor among the Children of Truth just like the Law of Truth (Mark 14:7). The Man of Truth did not invent love loans but only expounded upon what had already been written in the Law of Truth and the rest of the Original Covenant (Tanakh aka The Old Testament).
The Man of Truth also said to make love loans to anyone that asks for one (Matthew 5:42). He said that if we want to forgiven our sins then we must forgive those that do not pay back our love loans (Matthew 6:12). He said that by doing so then we lay up our treasure in Heaven instead of on Earth (Matthew 6:19-21). He said that making love loans shows that we serve the Father of Truth instead of the idolatry of endlessly pursing bigger, better, newer stuff (Matthew 6:24). He said to not be afraid to make love loans because the Father of Truth will take care of us as surely as He takes care of the birds and the grass (Matthew 6:25-31). He said if we pursue the purposes of His Father like this then His Father will give us everything we need when we need it (Matthew 6:32-34). He said since that is the case then we should be generous when we make love loans instead of judging if people are worthy to be given one so that the Father of Truth will be generous with us instead of judging us for our sins (Matthew 7:1-2).
The Man of Truth said that if we do not forgive people the little debt that they are unable to repay then the Father of Truth will forgive the great debt that we are unable to repay (Matthew 18:23-35).
The Man of Truth said to give to anyone that asks because that is how we would want to be treated if we were in need (Luke 6:30-31). He said to even make love loans to the Children of Lies to demonstrate a love that goes beyond mere human ability (Luke 6:32-34). He said the Children of Truth are those that demonstrate such mercy with love loans so the Children of Lies can understand the mercy of His Father (Luke 6:35-36). He said the Children of Truth are to make such love loans without judging whether or not those that ask are worthy so they will not be judged unworthy, without condemning those who deserve trouble from their actions so that they will not be condemned with the trouble that they deserve for their actions and to forgive those that do not pay back their love loans so that they will be forgiven of the debt of their sins (Luke 6:37). He said that when we generously make love loans to take care of the needs of others then His Father will cause other people to generously give us things to take care of our needs (Luke 6:38).
So the Children of Truth can give and repay love loans because they know that those who do so will dwell with the Father of Truth forever (Psalm 15). They can give love loans because they know that the Children of Truth are never forsaken and their children will never go hungry (Psalm 37:25-26). They can give love loans because their trust is in Him (Psalm 112:5-7). They can give love loans because they know that He will repay them (Proverbs 19:16-17). They can give love loans because they know that He will not hear the prayers of those that do not obey His commands (Proverbs 28:7-9).
Just as people can make a loan of money so can they make a love loan of their children. This is what Hannah did with Samuel and the Father of Truth repaid her for it with more children (1 Samuel 2:19-21). In the same way the Father of Truth made the ultimate love loan when He loaned this world His Son so people could come into the House of Truth (John 3:16-18). He too is repaid with more children whenever anyone comes into the House of Truth (Romans 8:29). You repay His kindness by coming into the House of Truth when you surrender your life to the Man of Truth because you believe that His Father raised him from the dead (Romans 10:8-9).
Come into the House of Truth.
posted by The House Of Truth @ May 11, 2014
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